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Forming the Life

Sharing the successes and failures of an average 22 year old

The Power of Good Habits-using habits to reach your goals

Career /

Recently I have noticed that I have been writing about good habits. You have probably seen a lot of posts about New Year’s resolutions. I think that habits and New Year’s resolutions are one in the same. You may think isn’t it weird for a guy who writes about personal finance and career related topics …

First big stock market loss: Mistakes I made and what I learned from them

Investing /

Who else just went through their first stock market down turn a couple weeks ago? It’s scary right! Losing thousands of dollars in one day, after you worked so hard to get that money to invest. There are a few key takeaways though that it helped reinforce in me.  Even though I had one day …

Minimalist living: Why I practice it in some areas of life, but not others!

Saving money /

There are multiple ways to wealth and one way is through minimalist living. You will often hear these people be called minimalists. In no way am I against minimalism, in fact if you read my article about my new apartment you would think I was the ultimate minimalist. To me, minimalist living is all about …

Is personal finance dead? Part 2, Financial independence and FIRE

Saving money /

In this series we will discuss whether or not personal finance is dead and whether a new concept financial independence has taken its place. Currently we are living in a time when consumerism is the hip thing to do. Where it’s totally normal to be living paycheck to paycheck no matter how much you bring …

Is Personal Finance Dead, Part 1?- Personal finance basics

Saving money /

In this series we will discuss whether or not personal finance is dead. Currently we are living in a time when consumerism is the hip thing to do. Where it’s totally normal to be living paycheck to paycheck no matter how much you bring home a week. Personal finance basics have seemed to be thrown …

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